As I've mentioned a *few* times, the ear doctor and I are looking to buy a house. Well, for some reason I've been dragging my feet on actually getting going. I admit it, part of me was a bit intimidated. And the thing I was most intimidated by? Talking to a lender.
Up to this point we've just been scouring the Internet and doing drive-bys after work. But then we found a house that looked really interesting and I realized that if we found the perfect house we could loose it because we hadn't even started talking to the bank! For some reason just calling someone up and asking for a few hundreds of thousands of dollars seemed daunting.
But guess what, it isn't. It's a piece of cake! I just filled out some forms online and the NICEST woman at Wells Fargo called me back in about 2 hours with some questions. Tomorrow I should get their answer and (hopefully) my pre-approval amount soon thereafter.
Turns out it was a total snap and now we're really off and running for the biggest purchase of our lives. Wish us luck!
One more thing...I've been told by a few friends that I should get multiple lenders to give me an estimate at the same time so I can compare. What do you think of that? Did you do it when you financed your house?